How can I prevent identity theft?

Identity theft is a crime in which an impostor obtains key pieces of information, such as a social security or drivers license number to obtain credit, merchandise, and services in the name of the victim. Here are some tips to help prevent identity theft:

• Guard your mailbox from theft. Use a locked mailbox to send and receive all mail.
  
• Be suspicious of telephone solicitors, never provide information unless you initiated the call.
• Carefully destroy papers you throw out especially those with sensitive or identifying information.
• Check credit reports from all three credit reporting agencies once a year.
• Pay attention to your billing cycles. Follow up with creditors if your bills don't arrive on time.
• Check account statements carefully to ensure all charges, checks or withdrawals were authorized.
• Guard your social security number. Don't carry it with you and never give it to anyone unless they have a good reason for needing it. Don't put this number or your driver's license number on your checks.
• Before you reveal any personally identifying information, find out how it will be used and whether it will be shared with others. Watch for people who may try to eavesdrop or overhear information you give out orally.
  

If you suspect you have been a victim of identity theft, contact your local law enforcement agency. In addition, you may place a fraud alert call the credit reporting agencies at:

TransUnion - Fraud Victim Assistance Division, Phone: 800-680-7289
Experian, Phone: 888-397-3742
Equifax, Phone: 800-525-6285

Printable Format for ID Theft Sensible Advice sheet

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