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ATM & Debit Cards

Horizon Bank offers a MasterCard Debit card that you can use not only for ATM withdrawals and deposits, but also for making purchases. While Horizon offers an ATM card without this debit feature, we think you'll appreciate the many benefits associated with Horizon's MasterCard Debit card.  And, these benefits are available to you at no additional charge.

If you don't like to wait in line for check approvals but like the financial control of having expenses deducted directly from your checking account, then a debit card is right for you. When you use your Horizon Debit MasterCard you'll save time while making your purchases, and since debit purchases show up directly on your bank statement, you'll have the added benefit of always knowing how much money you have in your account.

 You also have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That's because the debit cards we issue are protected by FraudWatch® PLUS. That means you'll have trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.You will be contacted immediately by an experienced fraud analyst to verify the authenticity of your card transactions, if warranted.So if you ever get a call from "Fraud Prevention Services," know that our people are doing their job and preventing potential misuse of your card.

What is a debit card? [Answer]
Where can I use my debit card? [Answer]
What are the benefits of a debit card? [Answer]
What is the difference between the cards? [Answer]
What if my card is lost or stolen? [Answer]
What is partial approval for debit cards? [Answer]
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