Home Financing

For most people, a home is the biggest investment they'll ever make. If you're considering purchasing a home, making a few wise decisions throughout the process can help ensure that your mortgage isn't your biggest anxiety. We've put together some sensible advice regarding home mortgages, refinancing, and improvements to help guide you through the process. And remember - for detailed information and sensible advice specifically suited to your situation, you can stop by your local Horizon Bank or contact us any time. We'll be happy to help.

Buying a Home

• What are the five questions every buyer should ask when deciding to rent or buy?
• How much can you really afford?
• Should you buy or rent?
• Should you consider escrow? 

Home Improvement

• Is remodeling your home really affordable?
• How can you make sure you don't overdo it?

Mortgage Refinancing

• When does it make sense to refinance your mortage?
• When does it make sense to use my home's equity for purchases?