Checking & Savings Accounts

Horizon's business checking accounts provide financial convenience and cost effectiveness for your business - you only pay for the services your business uses.  Checking options include:

Free Business Benefit Checking

If your business checking account has moderate transaction volumes, this account may be the one to manage your money.  For example, if your total activities - debits, checks paid, credits and deposited items - are less than 400 items per month you will not be charged for the items.  This account is loaded with benefits too! Here are a few:

• FREE debit card
• FREE online banking and 15 free bill payments per month
• FREE first order of 200 deposit tickets
• FREE trial of check and deposit imaging services
• Discounted cash management services
• FREE review for credit/debit card processing
• FREE business credit card with one purchase per year when you qualify
• FREE employee benefit consultation
• FREE employee advantage program that provides banking discounts to your employees

Business Checking

If your business has higher transaction volumes each month, our regular business checking may be the best choice for your day-to-day payment and money management needs.  This account has an earnings credit applied to it that is based on the average collected balance, less a 10% reserve requirement.  What does that mean for your business?  The earnings you receive from your balances may be enough to completely offset your net monthly service charges.  If you think this account would be right for your business, let us show you by running a free account analysis.  We will look at the typical activity in your checking account to determine if this is the best account for your business.

Organization Checking

As a non-profit organization we understand your needs are different from a typical for-profit business.  That's why we have an account specifically tailored to your organization.  With no minimum balance requirements, your organization will pay no monthly service fees as long as your banking transactions remain under 400 items per statement cycle.  This allows you to keep more of your money right where it belongs - helping advance the goals and mission of your organization.  This account will help you save money on your day-to-day money management.  And, it earns interest so your balances may be able to provide additional earnings to your account each month.

Business Savings

If you have excess cash in your business or organization's checking account or find yourself saving for a short-term need, you may want to consider a business savings or business money market account.  Either of these types of accounts may be the place to put those funds to work, earning interest, until you're ready to use them.